🛡️ Complete Insurance Solutions
Protect Your Future with Comprehensive Coverage
💰 Best Premiums • 🏥 Cashless Claims • 📋 Easy Documentation • 🤝 Expert Guidance • 🚀 Quick Processing
Insurance Companies
✅ Leading Insurance ProvidersPolicies Sold
🎯 Satisfied Policy HoldersHours
⚡ Quick Policy IssuanceClaim Settlement
💯 Success Rate🎯 Types of Insurance Coverage
Comprehensive Protection for Every Aspect of Your Life
Life Insurance
- Coverage: ₹5L to ₹10Cr
- Premium: Starting ₹500/month
- Tax benefits under 80C
- Maturity benefits available
- Family financial security
Health Insurance
- Coverage: ₹1L to ₹1Cr
- Premium: Starting ₹200/month
- Cashless treatment facility
- Network of 10,000+ hospitals
- Pre & post hospitalization
Motor Insurance
- Third Party & Comprehensive
- Premium: Starting ₹2,500/year
- Cashless garage network
- 24x7 roadside assistance
- Zero depreciation cover
Travel Insurance
- Coverage: ₹1L to ₹50L
- Premium: Starting ₹99/trip
- Medical emergency cover
- Trip cancellation protection
- Baggage loss coverage
Home Insurance
- Coverage: ₹1L to ₹10Cr
- Premium: Starting ₹1,500/year
- Fire & natural calamity
- Theft & burglary protection
- Temporary accommodation
Group Insurance
- Group Life & Health cover
- Cost-effective premiums
- No medical examination
- Employee welfare schemes
- Flexible coverage options
⚖️ Insurance Benefits vs Considerations
Complete comparison to help you make informed decisions
Life Insurance
| Key Benefits | |
|---|---|
| Financial Security | Family protection against financial hardship |
| Tax Benefits | Deduction up to ₹1.5L under Section 80C |
| Wealth Creation | ULIPs provide investment + insurance |
| Loan Facility | Borrow against policy after 3 years |
| Considerations | |
| Premium Commitment | Long-term premium payment required |
| Lock-in Period | Surrender charges in initial years |
Health Insurance
| Key Benefits | |
|---|---|
| Cashless Treatment | No upfront payment at network hospitals |
| Tax Savings | Deduction up to ₹25K-75K under 80D |
| Pre/Post Hospitalization | Coverage 30-60 days before/after |
| Day Care Procedures | Modern treatments not requiring 24hr stay |
| Considerations | |
| Waiting Period | 2-4 years for pre-existing diseases |
| Premium Increase | Annual premium may increase with age |
📊 Comprehensive Insurance Coverage Comparison
| Insurance Type | Coverage Range | Premium Range | Key Benefits | Claim Settlement | Best For |
|---|---|---|---|---|---|
| Life Insurance | ₹5L - ₹10Cr | ₹500 - ₹50K/year | Family Security, Tax Benefits | 95% - 98% | Income Earners |
| Health Insurance | ₹1L - ₹1Cr | ₹2K - ₹50K/year | Cashless Treatment, Network | 90% - 95% | All Age Groups |
| Motor Insurance | Vehicle IDV Based | ₹2.5K - ₹25K/year | Third Party, Own Damage | 85% - 90% | Vehicle Owners |
| Travel Insurance | ₹1L - ₹50L | ₹99 - ₹5K/trip | Medical Emergency, Trip Cover | 92% - 96% | Travelers |
| Home Insurance | ₹1L - ₹10Cr | ₹1.5K - ₹25K/year | Property, Contents Protection | 88% - 92% | Property Owners |
📈 Insurance Market Insights & Statistics
Data-driven insights to help you understand insurance trends
Insurance Type Popularity
Premium Range Preferences
Claim Settlement Success Rate
Customer Age Group Distribution
💰 Estimate Your Insurance Premium
Get instant premium estimates for different insurance types
🌟 Why Choose SP Consultancy for Insurance?
Your trusted insurance partner with proven expertise and commitment
30+ Insurance Partners
Access to leading insurance companies ensuring best coverage options and competitive premiums for all your insurance needs.
Expert Claim Assistance
Dedicated claim support team to guide you through the entire claim process, ensuring quick and hassle-free settlements.
Quick Policy Issuance
Same-day policy issuance for most insurance types with minimal documentation and digital processing capabilities.
Personalized Service
Customized insurance solutions based on your specific needs, lifestyle, and budget with ongoing policy management support.
🚀 Simple Insurance Process
From consultation to claim settlement - we make insurance simple
Free Consultation
Discuss your insurance needs with our expert advisors. We analyze your requirements and suggest the best coverage options.
Compare & Choose
Compare policies from 30+ insurance companies. We help you choose the best plan with optimal coverage and premium.
Easy Documentation
Submit minimal documents through our digital platform. Our team assists with all paperwork and application processing.
Policy Activation
Receive your policy within 24-48 hours. Enjoy comprehensive coverage with ongoing support and claim assistance.
Ready to Secure Your Future?
Contact SP Consultancy Today for Complete Insurance Solutions in West Bengal
Direct Call
+91 9735132773
Instant Insurance ConsultationBusiness Email
sp2024consultancy@yahoo.com
Professional Response+91 9735132773
24/7 Quick ResponseOffice Location
West Bengal
Professional Services🏢 "SP Consultancy - Your Trusted Insurance Partner in West Bengal - Complete Protection Since 2015"